Some of the lenders we work with
We specialise in four key areas of commercial finance. We work with a wide panel of lenders to find the solution that actually fits your business — not the one that fits their checklist.
Working Capital
Keep your business running smoothly when you're profitable on paper but short on cash. We find the right structure to bridge the gap — without locking you into terms that hurt you.
Talk to us about cash flowWho it's for
Businesses that are growing, winning new contracts, or waiting on slow-paying clients. If your bank balance doesn't reflect your profitability, cash flow finance gives you the working capital to keep moving.
Finance options
Unlock cash tied up in your unpaid invoices. Get up to 85% of the invoice value upfront — without waiting 30, 60 or 90 days for your clients to pay.
A revolving credit facility you draw on when you need it and repay as cash comes in. Pay interest only on what you use — perfect for managing seasonal peaks and troughs.
Fast access to working capital without putting up property as security. Based on your business's cash flow performance, not your assets.
Finance the purchase of goods from domestic or international suppliers — bridging the gap between when you pay your supplier and when your customer pays you.
Equipment & Vehicles
Finance vehicles, machinery, equipment and fit-outs without tying up your working capital or using your property as security. We find the right structure so the asset pays for itself.
Talk to us about assetsWho it's for
Businesses that need vehicles, equipment or fit-outs to operate and grow — but don't want to drain cash reserves or tie up property. From a single vehicle to an entire fleet or factory fit-out.
Finance options
The most common structure for business vehicles and equipment. You own the asset from day one, claim depreciation and interest as tax deductions, and can claim GST upfront.
The lender owns the asset and leases it to you. Lower monthly payments, with the option to purchase at the end of the term. Useful when you want to keep the asset off your balance sheet.
Specialist lenders for heavy equipment, manufacturing plant, medical equipment and technology. We access lenders who understand equipment-specific residuals and sector risk.
Finance the build-out of your premises — including shopfitting, office refurbishment and factory upgrades — spreading the cost over time without a large upfront outlay.
Business Acquisition
Fund the purchase of an existing business or launch a new one. Acquisition and startup finance is complex — lenders assess it differently from every other loan type. We know how to get it done.
Talk to us about acquisitionWho it's for
First-time buyers purchasing an established business. Existing owners looking to acquire a competitor, supplier or adjacent business. Entrepreneurs launching a new venture who need structured startup capital.
Finance options
Finance to buy an existing business — including goodwill, plant, equipment and stock. Lenders assess the target business's historical cash flow, so how you present the story matters enormously.
Specialist lenders for franchise purchases, including approved franchise networks. We know which lenders have appetite for which franchise brands and can move quickly when opportunities arise.
Finance structures for management teams acquiring the business they run — including vendor finance arrangements and earn-out structures that work for both parties.
Funding for new ventures where there's no trading history. We find lenders willing to back strong plans backed by capable people — structured to give the business the best chance of success.
Commercial Property
Buy the premises your business operates from, invest in tenanted commercial property, or use your super fund to purchase — we'll find the right loan structure and lender for your situation.
Talk to us about propertyWho it's for
Business owners tired of paying rent who want to build equity in their own premises. Property investors looking for commercial returns. Self-managed super funds seeking a commercial property acquisition with strong yield.
Finance options
Finance the purchase of the premises your business operates from. Stop paying rent and start building equity — often at rates better than standard investment loans.
Finance tenanted commercial, industrial or retail property. We access lenders who understand commercial yields, vacancy rates and lease terms — not just residential rules of thumb.
Your self-managed super fund can purchase the commercial property your business occupies — a strategy that lets you pay rent to your own super while building the asset inside the fund.
Finance for commercial construction and development projects. We work with specialist lenders who understand staged drawdowns, presales requirements and developer risk profiles.
Some of the lenders we work with
Schedule a 15-minute call and we'll tell you straight away what's available and whether we can help.
Schedule a call